BISP Benazir Kafaalat Programme
بینظیر کفالت پروگرام
Registration open Financial support · Checked 29 October 2026
Ongoing. The quarterly stipend has been Rs 14,500 since 10 March 2026. Payments are moving to SIM-linked Social Protection Wallets: Dawn reported in Aug 2026 that 94% of beneficiaries had received SIMs but only about 30% had activated them, so retail agents of partner banks and BISP campsites are still in use. A rise to Rs 18,000 from January 2027 has been reported but not confirmed by BISP.
BISP's core unconditional cash transfer: a quarterly stipend paid to a woman of each poor family identified through the National Socio-Economic Registry (NSER) survey. Eligibility is checked free by sending your CNIC to 8171, and registration and all BISP services are free of charge.
Who can apply
- Household surveyed in the BISP National Socio-Economic Registry (NSER) with a Proxy Means Test (PMT) score at or below the cut-off: 32 (approved by the BISP Board on 23 Sep 2021)
- PMT cut-off is relaxed to 37 for families with a differently abled person
- Stipend is paid to the woman of the household (ever-married female with a valid CNIC)
- Transgender persons with a NADRA CNIC marking gender as transgender are eligible after a successful survey, without the PMT cut-off
- All provinces and regions of Pakistan
Who cannot apply
- Households with a PMT score above the cut-off (32, or 37 with a disabled member)
- Households not surveyed or not updated in the NSER
- Families excluded by NADRA data checks (exact exclusion filters, e.g. government employment or overseas travel, not confirmed on an official page)
Documents you need
- Original CNIC of the woman applicant (NADRA)
- CNICs / B-Forms of all family members for the NSER survey
- Disability certificate / special CNIC for the relaxed cut-off (if applicable)
- For next-of-kin cases: deceased's CNIC, NADRA CNIC cancellation certificate, Union Council death certificate and family CNICs
How to apply
- Check eligibility: send your 13-digit CNIC number by SMS to 8171, or enter it on the 8171 web portal (8171.bisp.gov.pk).
- If you are not registered or your data is old, visit the Benazir Registration Centre at your BISP Tehsil office with CNICs and B-Forms of all family members for the free NSER dynamic survey. There is no form and no fee.
- Wait for the result SMS from 8171. Messages from any other number are fake.
- If eligible, get your free SIM for the BISP digital wallet (Social Protection Wallet) from the nearest BISP office and have staff help you activate it.
- Collect each quarterly payment through your digital wallet, a partner-bank agent or a BISP campsite with biometric verification. Count the money and report any deduction to 0800-26477.
Helpline: 0800-26477 (toll free); official SMS short code 8171
Apply only on the official portal. Registration is free; never pay an agent or share your CNIC, PIN or OTP with anyone who calls you.
Questions
How much is the BISP Kafaalat payment now?
Rs 14,500 per quarter (every three months), raised from Rs 13,500. Payments at the new rate started on 10 March 2026.
How do I check if I am eligible?
Send your CNIC number by SMS to 8171, or check on the official 8171 web portal (8171.bisp.gov.pk). 8171 is the only official BISP number.
What PMT score do I need?
Your household's PMT score from the NSER survey must be 32 or below, or 37 or below if the family has a differently abled member.
How do I register if I am not in the system?
Go to the Benazir Registration Centre at your BISP Tehsil office with CNICs and B-Forms of your family for the NSER dynamic survey. It is completely free; there is no form and no fee.
How will I receive the money?
BISP is moving payments to free SIM-based digital wallets. Collect your free SIM from the nearest BISP office. Until your wallet is active you can collect cash with biometric verification from partner-bank agents or BISP campsites.
Someone deducted money or sent me a message asking for a fee. What should I do?
Refuse any deduction and receive the full amount. Messages from any number other than 8171 are fake. Report complaints to the BISP helpline 0800-26477 or your Tehsil office.
Sources: BISP Press Release No. 20, 10 Mar 2026 (E-Katcheri) · BISP - Benazir Kafaalat programme page (eligibility) · BISP - National Socio-Economic Registry (NSER) · BISP 8171 web portal · BISP official site (helpline) · Dawn - Price of collecting BISP stipend (9 Aug 2026). Dareecha is not a government website. Scheme rules change; always confirm on the official portal.
