Apni Zameen Apna Ghar Program (AZAG)
اپنی زمین اپنا گھر پروگرام
Results announced Housing · Checked 29 October 2026
Phase 1 digital balloting for 2,000 plots in 23 schemes across 19 districts was held on 26 Nov 2025. Results can be checked by CNIC on the portal. As of 29 Oct 2026 the portal's registration page says 'Registration has been closed', and no official Phase 2 date has been announced.
A Punjab government programme that gives free 3-marla residential plots to homeless, landless families, selected by computerised balloting in government housing schemes in their own district. Phase 1 (about 2,000 plots in 19 districts) has been balloted and registration is currently closed.
Who can apply
- Permanent resident of Punjab as per valid CNIC
- You can apply only for schemes in your own district
- You, your spouse and your dependent children must not own any plot or house anywhere in Pakistan
- Clean criminal record
- Not a defaulter of any bank or financial institution
Who cannot apply
- Anyone who, or whose spouse or dependent children, owns a plot or house anywhere in Pakistan
- Applicants from districts without a scheme in the current phase (Phase 1 covered only 19 districts)
- Bank/financial-institution defaulters or people with a criminal record
- Anyone giving false information (disqualification and resumption of the plot without compensation)
Documents you need
- CNIC
- Income proof
- Affidavit (halaf nama) of no property ownership (template on the AZAG portal)
- Any other documents specified in the application guidelines
How to apply
- When registration is open, go to azag.punjab.gov.pk and register or sign in
- Fill the application form with personal and income details
- Upload scanned documents, including CNIC and the no-property affidavit
- Review and submit, then track status on the portal
- PHATA and district committees scrutinise applications, with NADRA verification
- Eligible applicants go into a computerised ballot, and winners are allotted plots
- Check ballot results on the portal by CNIC; helpline 0800-09100
Helpline: 0800-09100 (toll-free); PHATA 042-99213419, 042-99213428; info@phata.punjab.gov.pk
Apply only on the official portal. Registration is free; never pay an agent or share your CNIC, PIN or OTP with anyone who calls you.
Questions
What do I get under Apni Zameen Apna Ghar?
A free 3-marla residential plot in a government housing scheme in your own district, allotted through a ballot.
Can I apply now?
No. Phase 1 registration is closed and its ballot was held on 26 November 2025. No official date for a next phase has been announced. Watch azag.punjab.gov.pk and the 0800-09100 helpline.
Which districts were in Phase 1?
Attock, Bahawalnagar, Bahawalpur, Bhakkar, Chiniot, Faisalabad, Gujrat, Jhang, Jhelum, Kasur, Khushab, Layyah, Lodhran, Mandi Bahauddin, Okara, Rajanpur, Sahiwal, Sargodha and Vehari. The largest quotas were Jhelum (730), Kasur (388), Faisalabad (257) and Lodhran (218).
Who cannot apply?
Anyone who, or whose spouse or dependent children, already owns a plot or house anywhere in Pakistan, plus loan defaulters and people with a criminal record.
Can I sell the plot?
No. The plot cannot be sold, transferred or leased for five years from allotment. You must start building within six months of possession and finish within two years, or the allotment can be cancelled.
Can I get a loan to build on the plot?
Yes. At the ballot the CM announced that winners can get the Apni Chhat Apna Ghar interest-free loan of up to Rs1.5 million, at about Rs14,000 a month over nine years.
Sources: AZAG portal - Eligibility Criteria and TORs · AZAG portal - About Program · AZAG portal - District Quota · AZAG portal - Registration page · AZAG portal - Ballot Result · AZAG portal home (FAQ: documents, allocation) · Punjab Portal - Apni Zameen Apna Ghar · Dawn - Nawaz inaugurates 'Apni Zameen, Apna Ghar' plan (27 Nov 2025) · Business Recorder - Nawaz, CM inaugurate 'Apni Zameen, Apna Ghar' scheme (27 Nov 2025). Dareecha is not a government website. Scheme rules change; always confirm on the official portal.
