What if you were born in Luxembourg?

If you had grown up in Luxembourg instead of Pakistan, here is what your money, your home and your day in Luxembourg could look like.

Try it with my numbers

Old town of Luxembourg City at night. Photo: Benh LIEU SONG, CC BY-SA 3.0 (Wikimedia Commons)

Three alternate lives in Luxembourg

Each person keeps the same place on the income ladder they have in Pakistan. Amounts are per month, after tax, in EUR and in rupees at today’s rate.

Single, starting out

Earns Rs 60,000 a month in Pakistan, on your own.

Take-home in Luxembourg: EUR 5,710Rs 1,750,000
Rent (city centre): EUR 1,650
Transport (public transport): EUR 219
Food: EUR 826
Saved: EUR 857

Family of four

Earns Rs 120,000 a month in Pakistan, as a family of four.

Take-home in Luxembourg: EUR 13,100Rs 4,020,000
Rent (suburbs): EUR 3,350
Transport (public transport): EUR 502
Food: EUR 2,230
Saved: EUR 1,970

High-earning couple

Earns Rs 300,000 a month in Pakistan, as a couple.

Take-home in Luxembourg: EUR 21,300Rs 6,510,000
Rent (city centre): EUR 5,210
Transport (car): EUR 1,990
Food: EUR 2,600
Saved: EUR 5,960

Try it with my own income

A day in Luxembourg

The family of four above, with one parent working as an engineer.

Morning
You wake up in Luxembourg, a city of snowy winters around 1°C and cool summers around 19°C.
Commute
You take the metro or train: about 25 to 35 minutes, door to door, and it runs on time.
Work
As an engineer: You spend the morning on site and the afternoon on drawings and calls with suppliers.
Language
You speak Luxembourgish at home, and English works almost everywhere.
Lunch
Lunch might be judd mat Gaardebounen: smoked pork collar with broad beans.
Evening
You get home with EUR 1,970 saved each month. Most neighbourhoods feel safe after dark.
Weekend
Weekends are for markets, parks and friends.

Luxembourg compared with Pakistan

	Luxembourg	Pakistan
Prices of everyday things	4.3× Pakistan	1×
Average life expectancy	83 years	68 years
Air pollution (PM2.5)	7 µg/m³	58 µg/m³
Unemployment	6.3%	5.4%
Average temperature, main city	10°C	26°C
Languages	Luxembourgish, French, German	Urdu, English, regional languages
Currency	EUR	PKR

Sources: World Bank (price levels, household spending, life expectancy, PM2.5, unemployment), NASA POWER (climate), Dareecha’s daily exchange rates.

Thinking of really moving? See Pakistan vs Luxembourg, living in Luxembourg and the visa checker.

Questions

How much would I earn if I was born in Luxembourg?

It depends on where you are on the ladder. A family earning Rs 120,000 a month in Pakistan, above the national average, would take home around EUR 13,100 a month at the same level in Luxembourg (about Rs 4,020,000 at today's rate). Try your own numbers in the simulator.

Is Luxembourg more expensive than Pakistan?

Yes. Everyday goods and services cost about 4.3 times as much as in Pakistan (World Bank price levels), but incomes there are higher too, so what matters is how far your pay goes.

What language would I speak in Luxembourg?

Mainly Luxembourgish, French, German. English is widely spoken.

Can I actually move to Luxembourg?

This page imagines being born there. For a real move, compare costs, safety and jobs on the Pakistan vs Luxembourg page, and check visa rules in the visa checker.