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Lendtrain

A free mortgage refinance calculator that estimates rates, costs and cash-out equity in about thirty seconds.

PricingFree
Free planYes
UrduLimited / no

Best for: US homeowners considering a refinance

Visit Lendtrain

Lendtrain helps homeowners see what a refinance might look like before applying anywhere. You enter a few details, including your credit score, and it shows estimated rates from wholesale lenders along with expected costs.

There is also a cash-out option that shows how much home equity you might be able to unlock. Quotes are estimates and do not require a credit check. Note that the service is for the United States and only covers certain states.

Key features

  • Quick refinance rate estimates
  • Cash-out equity calculator
  • No credit check for quotes
  • Cost breakdown

Prices and features change often; check the official website for the latest plans. Last updated September 24, 2026.

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