Dareecha

National Savings Profit Rates: Behbood, RIC & More

Behbood, Pensioners, RIC, DSC and Short Term rates with an after-tax profit calculator

1 / 4

Behbood, Pensioners & Shuhada

12.96% a year: Rs 1,080 a month on every Rs 100,000, with no tax withheld.

2 / 4

Regular Income Certificates

12.12% a year: Rs 1,010 a month per lakh.

3 / 4

Short Term certificates

11.12% for 3 months, 11.5% for 6 months and 11.72% for one year.

4 / 4

Tax

15% of the profit for filers and 30% for non-filers on most schemes. Rates from 21 Oct 2026.

Try it yourself

Free, quick and no sign-up on dareecha.pk.

Open the calculator