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Apna Ghar Loan: Monthly Installment for Rs 10 Lakh to 1 Crore

Wazir-e-Azam Apna Ghar Program: installment, eligibility and down payment

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Up to Rs 1 crore at 5%

The Wazir-e-Azam Apna Ghar Program finances up to 90% of a first home, fixed at 5% for the first 10 years.

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Rs 50 lakh loan

About Rs 32,998 a month over 20 years, or Rs 53,033 over 10 years.

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Rs 1 crore loan

About Rs 65,996 a month over 20 years for the first 10 years.

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Who can apply

Pakistanis with a CNIC who do not own a house, for a house up to 10 marla or a flat up to 1,500 sq ft. You pay at least 10% yourself.

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Income needed

Banks usually keep installments under about 45% of income: a Rs 46,000 installment needs roughly Rs 1 lakh a month.

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