Dareecha

CM Punjab Kissan Card

An interest-free, unsecured crop loan on a Bank of Punjab card that small landowning farmers in Punjab use to…

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Registration open

Ongoing programme. In October 2026 Phase 4 loans were being recovered: bill SMS sent 15 Oct and dues payable by 26 Oct 2026, with the next interest-free loan credited within 48 hours of repayment, and lucky-draw prizes…

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What you get

Interest-free (0% to the farmer, markup paid by the Government of Punjab) seasonal loan on a Bank of Punjab Kissan Card. Phase 1 (Rabi 2024-25): Rs 30,000 per acre, up to 5 acres, i.e. Rs 30,000 minimum and Rs 150,000 m…

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Who can apply

Farmer who owns agricultural land in Punjab, with the land record available with PLRA (Punjab Land Records Authority) · Land holding of at least 1 acre; Phase 1 limit was up to 12.5 acres, and the Agriculture Department now lists…

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How to apply

Send an SMS from your own mobile number: type PKC your CNIC number and send it to 8070. → Your land is verified against the PLRA record, and your identity, SIM and credit history are checked with NADRA, PMD and eCIB. → If approve…

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Helpline

Bank of Punjab / Agriculture Department help desks; see agripunjab.gov.pk (no single verified helpline number found). Apply only on the official portal; registration is free.

Full details & eligibility

Documents, steps, FAQs and the official links on dareecha.pk.

Read the scheme guide