Federal subsidised loan scheme that gives young Pakistanis business and agriculture loans of up to Rs 7.5 mil…
On 29 Oct 2026 the online application form was live with Tier 1, Tier 2 and Tier 3 all selectable. Allied Bank's scheme page, updated in September 2026, also lists all three tiers. The scheme has no fixed closing date.
Tier 1: up to Rs 500,000 at 0% markup (up to 3 years, clean loan). Tier 2: above Rs 0.5 million up to Rs 1.5 million at 5% (clean, personal guarantee only). Tier 3: above Rs 1.5 million up to Rs 7.5 million at 7% (secur…
Rs 500,000 (Tier 1 (interest-free)) at 0% over 3 years: about Rs 13,889 a month.
Pakistani citizen/resident holding a valid CNIC · Age 21 to 45 years with entrepreneurial potential · For IT/e-commerce businesses the lower age limit is 18 years, with at least Matric or equivalent education
Open the PMYB&ALS portal at pmybals.pmyp.gov.pk and click 'Apply for Loan'. Applications are accepted online only; branches do not take paper forms. → Enter your CNIC number, CNIC issue date and date of birth exactly as NADRA has…
SMEDA advisory: 111-111-456 (scheme-related complaints via Pakistan Citizen Portal app; loan queries to the chosen bank). Apply only on the official portal; registration is free.
Documents, steps, FAQs and the official links on dareecha.pk.