A Punjab government programme that gives interest-free loans of up to Rs1.5 million to low-income families to…
Online applications are rolling, with no published closing date, and the registration form was live on 29 Oct 2026. On that date the portal showed 228,410 loans disbursed (PKR 294,996.6 million), 128,531 houses complete…
Interest-free loan of up to Rs1.5 million to build a new house on your own plot, with the Punjab government paying the markup and operational costs. The loan is released in tranches. The CM has stated repayment over 9 y…
Rs 1,500,000 (New house construction (ACAG)) at 0% over 9 years: about Rs 14,000 a month.
Permanent resident of Punjab as shown on your CNIC · Head of your nuclear (beta) family as per NADRA record · Aged 21 to 60 years when you apply
Go to acag.punjab.gov.pk and choose 'New Application - Apni Chhat Apna Ghar (Construction of New House)' → Fill the Citizen Registration Form: name, CNIC, father's/husband's CNIC, gender, mobile number in your name, division, dis…
0800-09100 (toll-free); PHATA 042-99213419, 042-99213428; info@phata.punjab.gov.pk. Apply only on the official portal; registration is free.
Documents, steps, FAQs and the official links on dareecha.pk.